Credit Risk Management System的意思|示意

The fast growth of personal credit consumption requests the bank to have perfect credit risk management system.

个人信贷消费的快速增长要求商业银行具有较为完备的信用风险管理体系。

Thus, the benefits of advances in risk management in banking may be the greater credit availability to reduce risk in banking system.

这样，银行风险管理改进带来的利益会大于授信额度增加带来的好处，从而减少银行体系的风险。

The author USES the measurement method and neural network theory to build the identifying and quantifying system of the credit process risk management before loan.

运用计量方法和神经网络原理，构建贷款前的信贷过程风险管理识别和量化体系。

So enforcing the system of credit risk management to reduce the amount of bad assets is the four state-owned commercial Banks' main work, and also ensures to reduce our country's financial risks.

因此，加强和完善信贷风险管理，切实降低不良资产，是四大国有商业银行今后几年工作的重点，也是我国有效降低金融风险的重要保障。

Internal credit rating is the core of the risk management system of commercial banking.

内部信用评级是商业银行风险管理体系的核心。

On the basis of this, it constructs a management system of credit risk of commercial banks from the aspects of outside supervision, restriction system, inside controlling, micro-management means etc.

在此基础上，从外部监管、约束机制、内控制度及微观管理工具等方面构建起商业银行的信用风险管理体系；