Personal Housing Loan的意思|示意

Personal housing loan business by its earnings, reliable guarantee high risk, etc, to control the favour of banking industry.

个人住房贷款业务以其担保可靠、收益较高、风险易控等特点，倍受银行业的青睐。

Thus, the study and control on the prepayment risk has become a key research subject of the risk management of personal housing mortgage loan.

对提前还款风险的研究和控制，已经成为个人住房抵押贷款风险管理的重要课题。

This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.

本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。

The personal housing mortgage loan is a non-typical guarantee form of material right actually, which be regarded to mortgage in low and regulations.

住房按揭贷款本质上是一种非典型物权担保形式，现在法律、行政法规中被视为抵押。

Thee prospective borrower of personal housing loan should be a natural person having a complete civil capacity.

个人购置住房贷款对象应是具有完全民事行为能力的自然人。

Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.

个人购置住房贷款是指银行向借款人发放的用于购买自用普通住房的贷款。