Rural Financial Institutions的意思|示意

China's rural financial market has serious problem of information asymmetry, which farmers lack collateral, so it is difficult to obtain loans from formal financial institutions.

我国农村金融市场存在严重的信息不对称，农户缺乏抵押品，很难从正规金融机构获得贷款。

Chapter IV is a research of system of rural financial institutions.

第四章是对农村金融机构体系的研究。

There are two puzzles in rural finance. One is that farmers are difficult to get enough credit from the financial institutions, and the other is agricultural insurance problem.

农村金融难题主要体现在两个方面，一个是农户的信贷难题，另一个则是农业保险问题。

Allow small rural financial institutions into the capital from financial institutions.

允许农村小型金融组织从金融机构融入资金。

The paper argues that it is crucial to establish real cooperating financial institutions to enhance rural financial systems.

因此要加快农业资本形成，目前最主要的任务是建立以真正的农村合作金融机构为主导的农村金融体系。

However, due to finance constraints and "dual finance" structure, the formal financial institutions have little ability to fit the rural households' fund needs.

然而，长期以来在农村金融抑制和“二元金融”结构的影响下，正规金融机构对农户的有效资金需求一直无法真正给予满足。