aircraft hull insurance的意思|示意

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英语单词aircraft hull insurance的用法讲解

Aircraft hull insurance，又称航空器安保险，是一种保险措施，主要用于保障飞行器（即飞行器自身）免受飞行意外风险造成的损失。例如飞机坠毁、飞机浓烟、飞机在飞行中发生技术故障等，都可以由这一保险实现保险责任支付。

Aircraft hull insurance is divided into two parts, namely full property coverage and liability coverage. The full property coverage includes single liability coverage, third-party liability coverage and crew liability coverage. The full property coverage covers the physical loss or damage to the aircraft caused by a series of external risks of aircraft flight, such as aircraft design defects, pilot errors, manufacturing defects, aircraft accidents and so on.

Under the liability coverage, the policy will also provide coverage to third parties injured or killed in an aircraft accident caused by the insured's negligence. This includes injuries or deaths to passengers, crew members, and people on the ground. It also includes damage to third party property caused by the aircraft accident. Under this coverage, the policy will pay for medical expenses, burial costs and liability compensation to the injured or the family of the deceased.

Aircraft hull insurance is a very important insurance product, and its purchase is essential for aircraft owners or operators. However, due to the complexity of the risks involved, aircraft hull insurance is usually considered a highly specialized insurance product. Therefore, it is necessary to select a reliable and professional insurance company to provide the insurance service.