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Details of how this might be done have not yet been ironed out, but ideas include banks providing a proportion of a loan, say 20 or 30 per cent, with Funding Circle investors making up the shortfall.

合作模式的细节还没有完全确定下来，但是基本思路是商业银行提供贷款的一部分，比如20%或者30%，然后是Funding Circle的投资者补充差额部分。