compulsory savings的意思|示意

Compulsory savings generally refers to a policy of regular deposits of salary or wages into a specified type of account, such as a retirement or pension account, or a publicly-run savings account. The purpose of this policy is to encourage individuals to save money for their future and/or retirement.

In many countries, employers are required to make contributions to mandatory savings accounts on behalf of their employees. This generally means that a portion of the salary or wages earned by the employee is taken and deposited into the account. The amount of the contribution can vary, but it is typically a fixed percentage of the salary or wages earned.

In many countries, the government also provides tax incentives to encourage individuals to save. These incentives can range from tax deductions on contributions to the account to additional tax credits or other rewards. In some cases, the government may even match or partially match employees' contributions.

The benefits of compulsory savings are twofold. Firstly, it encourages individuals to save money, which can help to provide for their future needs. Secondly, it helps to encourage economic growth by encouraging people to put their money into the economy, rather than spending it on non-essential items.

In conclusion, compulsory savings is a policy which encourages individuals to save for their future and/or retirement. It is usually enforced by the government and employers, and provides tax incentives to encourage people to save. Compulsory savings provides both individuals and the economy with important benefits.