individual consumption loan的意思|示意

After Chinas entry of WTO, individual consumption loan looks on a huge development prospective.

我国加入WTO后，个人消费信贷业务发展前景巨大。

Individual consumption loan is a credit loan service provided by Banks and other financial institutions in order to meet the needs of housing of the citizens.

个人住房消费信贷是银行等金融机构为满足居民购买住房的需求而提供的信用贷款服务。

And its management and procedure are still not consummate. State student loan is the special individual consumption credit, and the risk in its operation is more difficult to measure and control.

目前，个人消费信贷在我国产生不久，有关的管理办法和具体操作手段还不严密也不完善，作为一种特殊的个人消费信贷产品的国家助学贷款，其业务中的风险更是难以度量和控制。