personal consumption loan的意思|示意

Personal comprehensive consumer loan is referred to the RMB loan provided to the borrower by the bank, used for designated concrete consumption.

个人综合消费贷款是银行向借款人发放的用于指定消费用途的人民币贷款。

At the same time the market interest rate fluctuations also have great impact on the personal housing consumption loan.

同时市场利率的波动对个人住房消费贷款也有重要的影响。

Part of — this is the — it's not loan-to-value ratio — this is the ratio of mortgage debt to personal consumption expenditure.

这并非贷款价值比率的问题，一定程度上，是抵押率的问题，即负债对个人消费支出的比率。